7 Financial Tips For Young Adults

  Life is full of surprises. Some are exciting—like marriage, having a child, or moving to a new city. Others are challenging—like health issues, job loss, or family emergencies. These life events, whether planned or unexpected, can deeply impact your savings plan. How you respond to them often decides the shape of your financial future. Disruptions That Take You Off Track Big life changes often come with big costs. Weddings, hospital bills, or sudden unemployment can shake even the most carefully prepared savings. You may need to dip into emergency funds or pause regular saving habits. In some cases, people are forced to take loans or use credit cards, which leads to repayment stress later on. For example, someone saving steadily for years might have to use a large portion of their funds for a family emergency. This doesn’t mean the savings effort was wasted—it means it served its purpose. But getting back on track after such a disruption can take time and planning. Strengthening ...

 We live in a world where every ping, swipe, and scroll competes for our attention. While technology has brought us closer and made everything faster, it has also created an invisible dependency that most of us don’t fully realise—until we try to take a break. A digital detox isn’t just a trend anymore. It’s becoming a real need for mental clarity, focus, and emotional balance. The Overload We Don’t Notice Whether it’s emails, social media, video content, or endless notifications, the human brain is now constantly processing information. This overload doesn’t always feel intense—but over time, it can lead to anxiety, low attention spans, reduced sleep quality, and emotional fatigue . Most people instinctively reach for their phone the moment they wake up. From that point, the scrolling rarely stops. And even when we think we’re relaxing, we’re still plugged in—watching shows, replying to chats, or jumping between apps. What a Digital Detox Actually Means A digital detox doesn...

  Access to timely and reliable credit continues to be a key concern for India’s micro, small, and medium enterprises (MSMEs). Recognising the specific requirements of this sector, Poonawalla Fincorp Limited (PFL) has introduced Business Loan 24/7—a groundbreaking digital loan facility created exclusively for MSMEs. This fully digital loan product brings together instant decision-making, advanced verification, and thoughtful credit evaluation in one cohesive solution. What Makes Business Loan 24/7 Stand Out Business Loan 24/7 is not just another lending product; it is a purpose-built digital solution tailored to the operational realities of MSMEs. Designed with ease of use in mind, the entire application and approval process is completely online, using a Straight Through Processing (STP) mechanism. By eliminating manual paperwork and in-person visits, PFL has made it possible for businesses to apply and get approved any time of the day or night, offering the kind of flexibility mos...